Simple Documents. Smooth Process. Fast Approvals.

At CozPaisa, we believe in keeping things easy and transparent — especially when it comes to documents. Whether you're applying for a personal loan, study loan, business loan, or daily EMI loan, our document requirements are minimal and hassle-free.

✅ Documents Required for Personal Loan

• Aadhaar Card (Mandatory ID proof)
• PAN Card
• Address Proof (Utility Bill, Rent Agreement, Voter ID, etc.)
• Recent Passport-size Photograph
• Income Proof (Last 3 months’ salary slips or bank statement)

✅ Documents Required for Business Loan

• Aadhaar & PAN Card of Proprietor/Partners/Directors
• Business Registration Certificate / GST Certificate
• Bank Statement (Last 6 months)
• Income Tax Returns (ITR) – Last 1-2 years
• Proof of Business Address

✅ Documents Required for Study Loan

• Aadhaar & PAN Card of Student and Parent/Guardian
• Admission Letter / Fee Structure from recognized institution
• Income Proof of Co-Applicant (Parent/Guardian)
• Academic Records (10th, 12th, Graduation marksheets)
• Bank Statement (Last 6 months)

✅ Documents Required for Daily EMI Loan

• Aadhaar & PAN Card
• Proof of Income or Business Activity
• Bank Statement (Last 3–6 months)
• One Passport-size Photograph
• Proof of Residence

ℹ️ Important Notes

• All documents should be self-attested.
• Ensure that copies are clear and legible.
• CozPaisa may request additional documents based on the type of loan or applicant profile.
• Our team is always available to assist if you're unsure about any documentation.