Welcome to Cozpaisa. By accessing and using our website and services, you agree to the following Terms & Conditions. Please read these terms carefully before using our platform.
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1. Acceptance of Terms
By accessing or using Cozpaisa, you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree to these terms, you must not use our services.
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2. Services Provided
Cozpaisa offers online business loans to eligible individuals and businesses. We provide a platform where users can apply for loans, track their status, and manage their repayment schedules.
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3. Eligibility
To be eligible for a loan with Cozpaisa, you must meet certain criteria:
You must be a legal resident of India.
Your business must be operational and meet our financial criteria.
You must provide accurate information during the application process.
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4. User Responsibilities
By using Cozpaisa, you agree to:
Provide true, accurate, and complete information during the application process.
Maintain the confidentiality of your login credentials.
Not misuse or attempt to gain unauthorized access to our platform.
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5. Loan Terms
All loans provided by Cozpaisa are subject to:
Interest rates and repayment terms that are clearly outlined at the time of application.
A binding loan agreement between you and Cozpaisa, which must be signed before funds are disbursed.
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6. Data Collection and Use
By using our platform, you consent to our Privacy Policy, which details how we collect, use, and protect your personal data.
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7. Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience, and Cozpaisa is not responsible for the content or privacy practices of these external sites.
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8. Limitation of Liability
Cozpaisa will not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of our services or website, including but not limited to:
Errors or omissions in the content provided on our platform
Any delay or failure to provide loan disbursement
Unauthorized access to your data or account
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9. Changes to Terms & Conditions
We may update or modify these Terms & Conditions at any time. Any changes will be posted on this page with an updated effective date. It is your responsibility to review these terms periodically.
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10. Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts located in Gurugram.
11. Contact Us
If you have any questions or concerns about these Terms & Conditions, please contact us at:
Email: sales@cozpaisa.com
Phone: 74960-05167
Address: Ground Floor, Plot No. 90, Sector 44, Gurugram, Haryana 122001
